- Financial model development: Creation of a comprehensive financial model including income statement, cash flow planning and balance sheet projections—tailored to your business model and industry.
- 24-month budget & 5-year forecast: Detailed budget preparation for operational planning, as well as long-term financial forecasts for strategic decisions and investor meetings.
- Scenario planning: Development of various scenarios (e.g., market entry, pricing, cost increases) to identify risks early and capitalize on opportunities in a targeted manner.
- KPI definition & benchmarking: Identification and benchmarking of industry-specific key performance indicators that serve as a management tool for your leadership.
- Validation & optimization: For existing financial models: review, benchmarking and targeted optimization (starting at CHF 500).
Does your company need strategic financial management without hiring a full-time CFO?
Many startups and scale-ups face the same challenge: financial demands are growing but hiring an in-house Chief Financial Officer isn’t yet economically viable. This is exactly where our CFO as a Service comes in. As your external CFO, we take over your entire financial management—from financial planning and ongoing monitoring to financial due diligence. Flexible, customized and tailored to your specific needs. This allows you to focus fully on your growth while we keep the numbers under control.
What are fractional CFO services?
A Chief Financial Officer (CFO) is the strategic financial partner of the executive management and is responsible for a company’s overall financial strategy. A CFO’s main responsibilities include financial planning, controlling, financial analysis and the oversight of all financial processes. They create transparency, provide sound insights and ensure that every business decision is based on a solid financial foundation.
For many businesses, particularly startups, scale-ups and smaller SMEs in Switzerland, however, hiring a full-time in-house CFO comes with significant costs. At the same time, the financial landscape is becoming increasingly complex: tax requirements, the digitization of accounting, international expansion and complex financing rounds all demand professional expertise. Traditional accounting firms in Switzerland often cover only the basics of accounting without offering the strategic foresight of an experienced CFO.
CFO services, also known as CFO as a service, fractional CFO or external CFO, fill exactly this gap. You gain the full expertise and skills of a Chief Financial Officer without having to fill a full-time position. Whether it’s financial planning, budgeting, reporting or due diligence: Our CFO services are designed to flexibly adapt to your business model and corporate strategy—from the startup phase to expansion into new markets.
Our service packages
Service package 1:
Financial planning & budgeting
Starting at CHF 2,500 (plus VAT)
What can you expect?
How long does it take?
Between 2 and 4 weeks, depending on complexity and scope.
Who is it for?
Startups, scale-ups and SMEs that need a professional budget—whether for a funding round, for internal planning purposes or as a basis for strategic management.
What is achieved?
- Investor-ready financial planning: A professional financial model that builds trust with investors and banks.
- Solid basis for decision-making: Clarity regarding financing needs, growth potential and the economic viability of your project.
- Long-term manageability: A dynamic planning tool that grows with your company.
Service package 2
Financial monitoring & reporting
Starting at CHF 500/month (plus VAT)
What can you expect?
- Ongoing bookkeeping & compliance: Professional handling of bookkeeping, payment transactions and payroll accounting—including monthly, quarterly and annual financial statements in accordance with Swiss standards.
- Monitoring & controlling system: Development of a customized dashboard featuring the KPIs and financial metrics relevant to your company.
- Monthly budget vs. actual reports: Regular comparison of plan and actual results with clear variance analysis and concrete recommendations for action.
- Performance benchmarks: Definition of performance goals together with your team, establishment of clear responsibilities and ongoing performance measurement.
- Proactive support system: Early identification of variances and risks before they become problems—for efficient and forward-looking financial management.
How long does it take?
Ongoing service on a monthly basis. The initial setup of the monitoring system typically takes 2 to 4 weeks.
Who is it for?
Companies of all sizes that want to manage their finances professionally and increase the efficiency of their finance department—from startups in the growth phase to established SMEs facing increasing complexity.
What are the benefits?
- Full transparency: Real-time insight into your company’s financial situation—anytime and at a glance.
- Better decisions: A sound, data-driven foundation for management’s operational and strategic decisions.
- Increased productivity: Fewer manual financial processes, more time for your core business.
Service package 3:
Financial due diligence
Starting at CHF 3,000 (plus VAT)
What can you expect?
- Buy-side due diligence: Comprehensive review of a target company’s financial situation prior to an acquisition or investment—including analysis of earnings quality, cash flows, working capital and liabilities.
- Sell-side due diligence: Preparation of your own financial data for a sale or merger to ensure transparency and optimally present the company’s value.
- Six-dimensional analysis: A structured review of the market, team, product/service, legal compliance, business model and financial metrics—for a holistic view.
- Actionable insights report: A clearly structured final report with concrete recommendations for action, risk assessments and strategic insights.
How long does it take?
Typically between 2 and 4 weeks, depending on the scope and complexity of the transaction.
Who is it for?
Companies, investors and founders who need a thorough financial analysis prior to a merger, acquisition, funding round or exit—to ensure maximum security in every business transaction.
Clear basis for negotiations:
What is achieved?
- Risk minimization: Early identification of financial risks and hidden liabilities.
- Negotiating strength: A solid data foundation for price negotiations and contract drafting.
- Smooth execution: Professionally prepared documents that accelerate the entire transaction process.
How can Vectra Advisors help?
Vectra Advisors are your first choice for professional CFO services. We support you in a straightforward and pragmatic way with every concern. Contact us to get started!
Your contact person for this topic:
Book a free, no-obligation call with us:
FAQ: Frequently asked questions about CFO services
An external CFO, also known as a fractional CFO, takes on the responsibilities of a Chief Financial Officer without being permanently employed by your company. The CFO as a Service model offers you the full expertise of experienced CFOs on a flexible basis: You pay only for the services you actually need. This is an especially efficient solution for startups to obtain professional financial management without having to bear the fixed costs of a full-time CFO. You benefit from comprehensive financial expertise, strategic financial consulting and tailored solutions—tailored to your current company size and growth stage.
The main responsibilities of an external CFO cover the entire financial spectrum of a company: from strategic financial planning and budgeting to day-to-day accounting and financial monitoring, as well as tax optimization and risk management. External Chief Financial Officers also handle the preparation of financial reports for management, the preparation of financing rounds, financial analysis for business decisions and the digitization of your financial processes. Essentially, they do everything an internal finance department would do—only more flexibly and cost-effectively.
Financial due diligence is a thorough examination of a company’s financial situation in the context of a transaction—such as a merger, acquisition or business purchase. We analyze six dimensions: market, team, product, legal compliance, business model and financial metrics. The financial analysis includes, among other things, an assessment of earnings quality, a cash flow analysis, an evaluation of working capital and an examination of liabilities and risks. In the end, you’ll receive an Actionable Insights report that provides you with a clear basis for decision-making—including concrete recommendations for action to ensure the smooth execution of the transaction. This allows you to navigate even complex deals with complete confidence and transparency.
A full-time CFO incurs significant fixed costs—salary, benefits, infrastructure—which tie up a substantial amount of resources, especially for startups and growing SMEs. An external CFO offers you the same expertise and skills but on a flexible basis and at a fraction of the cost. You can adjust the scope of services at any time: during slower periods, you can reduce support; during a funding round or expansion, you can scale up the collaboration. Additionally, external CFOs often bring broader experience because they work with various companies, industries and business models. The result: greater efficiency, higher profitability and professional financial management—without long-term commitments. This allows you to focus your resources where they have the greatest impact on growth and boost the productivity of your entire company.
